Testimonials
We value the words of our ongoing and happy clients.
Hear what they have to say.
Kris, QLD
Hi Catherine. I just wanted to reach out and say a big thank you for all the work that you did regarding my/our AIP Super Fund. I am not sure how to put it into words more than that, except that your determination to right a wrong, to stand up for myself as an individual within the systems that we are all apart of (to varying degrees) was very much appreciated and I truly hope that it sets a precedent for others in time to come. Thank you very much.
5 Stars Service
Read moreZak and Shayla, QLD
Just wanted to let you know how awesome it's been to deal with Tyler. He's very professional, polite, patient and persistent. He's one of the only two people to have been proactive in his dealings with us and we couldn't recommend him highly enough. Feel free to contact me if you need any further information with regards to this feedback.
Yaman, ACT
Dear Chris and Anna - Marie My experience working with you and your team was wonderful! I want to thank you Chris and your team for your excellent service and the constant “can do” approach to satisfying my needs on my tax return . Your service, the quality of the positive attitude at wholistic financial solutions are second to none. Those qualities make it an absolute pleasure to work with you. I'm so lucky and grateful the work you have done with me.
Finn Keller, ACT
Hoa Luu from WFS mortgage broking was really great at helping me get my very first ever home and mortgage. She helped me through all the steps at every point and made it easy - I would definitely recommend her to my friends and family.
Leigh H, ACT
I am very happy with the team at WFS, right from the start, Catherine, Jessica and Hoa couldn't do enough to help me, despite a tough market, they were able to find me a great investment property in a short time frame and manage the whole process including loan application. Being able to deal directly with people F2F made me feel very comfortable with buying a new property.
5 Stars Service
Read moreMelanie W, ACT
Highly skilled team who give advice on a range of mortgage, tax and investment queries. Very efficient team, would highly recommend if you are looking for mortgage, investment and tax advice.
5 Stars Service
Read moreKevin D, ACT
I needed help to get a loan. I meet with Hoa from WFS, and unbelievably as it sounds she had unconditional approval for the loan in 24 hours. I can now bid at a weekend auction. Hoa has a plesant personality and is great to work with. I wold recommended WFS and Hoa to anyone who is seeking a mortgage broker.
Rob, ACT
A great team, with fantastic staff! Tanya at WFS has assisted me in successfully securing three investment properties over the last 10 years, with each process being seamless, straight forward and confidence inspiring to say the least. Through each process, Tanya’s communication with me was outstanding – keeping me updated whilst always ensuring I understood what was required to achieve a successful settlement. Furthermore, the accounting team has assisted with my tax returns year after year, and always getting a great outcome. I look forward dealing with WFS in the years to come – another happy customer.
Rose, ACT
I had a wonderful experience with Tanya who went above an beyond to cater to my demanding schedule. Tanya worked on her own day off to ensure deadlines were met and did all the heavy lifting in the background to ensure a seamless experience. I couldn’t recommend anyone better!
Jessica, VIC
Have been a client of WFS for years. They assisted me in securing my first property and more recently Tanya reviewed my mortgage and helped me refinance to a better deal, saving me $$. Very helpful and informative from start to finish. Would highly recommended for all mortgage and tax purposes.
Professionalism, Quality, Responsiveness, Value
Read moreAngela, ACT
Thank you, Wholistic Financial Solutions for providing prompt, efficient service and assisting us to find a home loan solution with an ethical provider that fits our needs. I would recommend Wholistic Financial Solutions to anyone!
Ralph, ACT
Working with Catherine and her colleagues to achieve outcomes couldn't have been easier. I unreservedly give WFS a huge rap and wish I had known about them 20 years ago. Strongly recommend WFS to anyone interested in in investing in property.
Green Sharkey, ACT
Been dealing with WFS for a few years now and I must say their display of professionalism and customer service is top notch. They're always quick to respond and deliver an excellent service all round, from Accounting, Financial planning, management of your SMSF, Property Management and Estate Planning. Highly recommend their service to anyone who is in the market for any of the above. Catherine and her experienced team are the reason as to why I opted to transition over to WFS.
Nhan, ACT
Catherine and her team are fantastic! They provide responsive, informative and dedicated customer service that makes an arduous journey a lot more humanising and understandable. Catherine herself is property whizz yet entirely approachable and the whole team are a lovely bunch. Shoutout to Tanya in particular for her outstanding efforts in resolving a last minute complication! I would highly recommend WFS to anyone, both those new and experienced to property!
Tara, ACT
Thank you, thank you Hoa!! We so appreciate all you have done for us through this process, you really have been wonderful. It seemed like such a daunting task to us at the start but you stepped us through it bit by bit and made it so much easier. Thank you again!! Tara :):)
Andrew and Carolyn, ACT
Thanks for sharing this information with us- it is most helpful. Some good progress and again thank you for the advice- you guys have made the process very easy for us.
Stu Horyna, ACT
Catherine's team at WFS (Hoa Luu specifically) have been absolutely fantastic. We were running to very tight timeframes and were under prepared. From the moment Hoa made contact with us it was evident the company culture was based around solutions! At all times Hoa presented us with our options, not sugar-coating or ignoring possible issues/concerns. The level of communication is brilliant and we never felt like "just a customer" or their next invoice. I look forward to engaging with WFS for our future financial services in the future. Top notch, professional, courteous, responsive & proactive and friendly. Thanks Team Stu and Pam
Top notch, professional, courteous, responsive & proactive and friendly.
Read moreJoseph.S Ngunnawal, ACT
That's awesome news! Great work on your behalf. Just wanted to say that after being mucked around and turned around by multiple other brokers before coming to see you we thought we would never get a home loan. You are always happy to help and were able to go that bit more to make it work with my business. If there’s anyway for us to show our appreciation at the end of this process please let us know :)
Harley, ACT
I purchased a property through Wholistic Financial Solutions in October 2019. Since then it has gone up in value by $115,000, or 22% in 18 months. It has been a great investment for me. Also, Catherine and her team handled every part of the process – from selecting the property, arranging the mortgage, arranging settlement through to arranging the tenant and managing the property ever since. I would highly recommend their services.
Susan Beaumont, ACT
Positive: Professionalism, Quality, Responsiveness, Value I have been working with several people at WFS over the last 5 years for both my personal and small business partnership. They are always friendly and professional. Their quality and experienced advice is tailored to my personal circumstances and financial concepts are well explained. I highly recommend WFS.
Hayley Wilson, ACT
Seriously the BEST accountant I've ever had. I am totally trusting my family's future with Catherine and the team at WFS Canberra.
Trustworthy
Read moreKaran Sood, ACT
I have been dealing with the SMSF department with Wholistic Financial Solutions and amazed with their knowledge on the subject matter and excellent customer service. There can be no better firm than this one. Keep up the great work
Excellent servie; Knowledgable
Read moreMatt Sebbens, ACT
Wholistic Financial Solutions provide valuable support to our local Junior Rugby League Club - The North Canberra Bears. This support is not only through their professional accounting services but also human resources in various capacity across the club.
Supportive
Read moreLeigh Hancock, ACT
Great service always professional across a great range of services.
Proffesionalism
Read moreZoran Sarabaca, ACT
Catherine and Staff are a pleasure to work with. They are a professional and friendly team. Highly Recommended. 5 stars
Tate Harris, ACT
My working relationship with Catherine Smith and Jake Lampe at Wholistic Financial Solutions is only a few months old, however, even in this short period it is obvious they and the team at WFS are dedicated to their clientele and have a wealth of knowledge to bring to the Canberra market. I look forward to continuing to work with and strengthen the relationship with WFS.
Brent Long, NSW
The dealings I have had with WFS and Catherine Smith to date epitomizes what one ideally would want when considering guidance in the area of financial services. They go far beyond the norm and I believe they should be recognised for this. Considering the technicalities involved in the work, which more importantly is then delivered in a functional, down to earth and easy to understand way is a dichotomy that separates WFS and Catherine Smith from others in the industry. Highly recommend. 10/10 Company.
Professionism, Great service
Read moreSimone Spano, ACT
Catherine leads a great team of professionals who provide straight forward ethical advice and offer a tailored financial pathway to achieve personal goals. Highly recommended.
Flexibility, Professionalism
Read moreDenise Vesper, ACT
WFS can manage and advise on every aspect of your finances. They have helped us purchase numerous homes and organised all the finance over the last 10 or more years. You can call at any time and your queries are answered by friendly, interested and knowledgeable staff.
Knowledgeable, Consistency
Read moreAlex Smith, NSW
We have been dealing with Wholistic Financial Services for Many many years, the staff make you feel like your part of the family! Thanks for all of the hard work you do for us! I don't have time to run around to handle my financial affairs, One stop shop for us, you guys have the subject matter experts on everything! You're the best!
Consistency, One- stop service
Read moreSilkwood Homes, ACT
Wholistic Financial Solutions have been great to work with; they assist their clients through the entire building process and are extremely professional and hands on.
Professionalism, Quality, Responsiveness, Value
Read moreJason Tyrrell, ACT
WFS has some great operators and is able to assist across the full spectrum of financial needs.
Professionalism
Read moreRyan Chapman, ACT
We have been working with the team at Wholistic for 5 years now. They have always been next level in regards to their professionalism and commitment to their clients. I highly recommend Wholistic to anyone who wants assistance with any financial matters.
Professionalism, Quality, Responsiveness, Value
Read moreEvi Oju, ACT
Really great experience working with Simon. He was very professional and knowledgeable. We felt really confident lodging our individual tax returns and partnership return. Would definitely recommend his services for anyone looking for a trustworthy and reliable tax agent.
Professionalism, Quality, Responsiveness, Value
Read moreThomas Moyo
I highly recommend Simon from WFS. He helped me out with my tax needs. He is very professional, prompt response to emails and correspondence. He even gives a follow up contact to ensure you are happy with the service provided. Top notch. I would highly recommend him.
Zoe & Chris
We were first referred to WFS more than 12 months ago. While we were in a good financial position, we were not confident of our super arrangements or insurance, and we were keen to explore how we could invest to ensure a solid financial position for retirement.
WFS were fantastic right from the very beginning. Their friendly and professional experts assessed our financial position and provided us with an overview of what retirement would look like if we changed nothing, and what it could look like with an well rounded investment strategy. A year later and we are very happy with how the strategy has come together. We have significant plans in place and feel confident about our property and investment portfolio and our future.
Our circumstances have changed during this time, and we have called upon WFS to support us with a range of services including tax returns, mortgage options, small business setup, and ongoing financial assistance support. They are always available and get back to us quickly with sound advice and support.
We have a strong relationship with Catherine and we can’t recommend her team more highly. They feel like a supportive partner throughout each process and we have full confidence in their advice and ongoing support.
Cheers,
Ewan
Hi Catherine, Very good to meet you yesterday and I really enjoyed our discussion. I think I've found the right firm to partner with on my journey towards financial independence!
Peter B, Kaleen, ACT
I started my property investing journey several years ago. I thought I knew what I was doing and that I could do it all own my own. Since then I have made some very large mistakes and lost a lot of money on a bad investment. Since then, Catherine and her team have helped me get back on my feet, sort out the mess I made and given me some great recommendations that will hopefully make up for the losses I made myself. I will never take financial steps on my own again. I will always run every idea past WFS. I love the way that they can give tax, property and mortgage advice all under one roof.
Geoff S, Melba, ACT
I have been a client of WFS for over 8 years. I enjoy the family, friendly, yet professional atmosphere of the office and the team. I find their fees realistic, not too cheap, yet far less than the larger Accounting firms. I very much appreciate the 'wholistic' nature of the advice. The fact I can see the team about my personal tax, my property needs, my finance needs and my SMSF. It makes it so much easier just to have one firm to deal with.
Bruce C, Yass, NSW
I had heard a lot about SMSF and Property but was finding it all very confusing. I saw a few other Financial Advisors and Accountants who confused me even more so I didn't bother doing anything. Then I attended a seminar held by WFS and they made it all sound so simple and achievable so I jumped on board and haven't looked back. Within 3 months the team had set me up an SMSF, rolled over all other funds, obtained me a SMSF property loan and found and settled a property purchase for me. It was all so simple with them assisting with the whole process.
Patricia B, Yarralumla, ACT
I took Catherine's recommendations to buy in Point Cook, Vic in 2007. At first I was disappointed as it was a house and land package and it took forever to build. But Catherine kept telling me to hang in there and I was very pleasantly surprised to find that the property had gone up in value by $50,000 by the time construction was completed. I was ready for my next purchase so saw Catherine again in 2009 and was surprised to find she had correctly picked the upcoming downturn in the Melbourne market and had switched her recommendation to Gladstone, QLD. I purchased another off the plan property and it has almost doubled in value since.
Tony
Thanks Catherine, you don't know what a relief it was to finally meet someone who was switched on as yourself. We have met with a number of people over the last few years and they were either morons or their ideas were plainly wrong. I too hope for a long and profitable association. As long as we are treated fairly (which I have no reason to doubt) we will be happy to follow your experienced advice.
Zoe & Chris
Hi Lara and Catherine, The hamper is just gorgeous! Thank you so much – we feel very spoilt!! We are definitely big fans of WFS, so thank you again for all your great support. We will definitely be referring you on for your great support.
Michelle S
I had always wanted to get into property investing but just didn’t know how. The team at Wholistic Property Solutions conducted a free Property Portfolio Plan which made it so clear and easy to understand. Now I am well on my way to my second property.
Jason P
My wife and I run a small retail business and our tax returns don’t show much income. We have been passionate about property for years and already own four investment properties which are now cash flow positive. We wanted to buy more but the banks said ‘No’. We saw Catherine at Wholistic Financial Solutions and she was able to show us how to unlock our equity and use this to ‘cash flow fund’ another two investment properties. And we are able to do this now, rather than waiting until we miss the impending boom. Thanks Catherine. (Amaroo, ACT)
Therese K
I was keen to enter the property market but as a first time investor, I just had no idea where to start. The team at Wholistic Financial Solutions and Wholistic property Solutions showed me how ‘property investing’ really worked and helped me find the best loan for my circumstances and even helped co-ordinate all the confusing issues like deposits, solicitors, stamp duty grants, etc. They basically helped co-ordinate the whole buying process and all free of charge. Thanks WFS Canberra, I will be back when I am ready for my next property. (O'Connor, ACT. First Home Buy)
Liliana P
I had heard that it was possible to buy property in Super but everything I read and everyone I spoke to made it all sound way too complicated. Catherine and her team which includes Super specialists, Tax specialist and Mortgage Brokers, made it all very simple. In fact, they simply did it all for me and now I own my first property in my super fund and will look to buy more as soon as I can. (Mawson, ACT)
Michael and Denise
My wife and I are in our 50’s and would really like to think of retiring at 60 or not much longer after that. But with the state of our superannuation it just felt useless. I thought we would have to work till we were 80 or try and live of the old age pension. Catherine and her team showed me how to take our small super balance and convert that into a property portfolio that is growing at a rate that will enable us to retire in comfort and realise our dreams. (Lyneham, ACT)
Trever T
I have been very frustrated at the performance of my superannuation fund. It seemed that the more I put in the more fees I paid and the fund balance just kept going backwards. Catherine at Wholistic Financial Solutions was able to show me how to consolidate all my super into a SMSF and use this to buy property. I now have a $450,000 property in my super that is growing for me really well and better still, it is cash flow positive so it costs me nothing’. (Dickson, ACT)
Lawrence G
Thank you for your efforts during this whole process. We started on this journey 16 months ago with Wholistic and it is fantastic to have reached this point. We now have the two properties and we are keen to duplicate our portfolio. (Palmerston, ACT)
Ray
Catherine Thank you for sending the additional information on property hot spots. It was a very interesting read (as well as a good quality product) and I think very worthwhile. I also want to thank you for your time – the Pathway to Wealth session was very useful from a practical sense but also, in terms of giving me a sense of control, confidence and certainty over my short and long term financial futures. I would also like to commend Lara and Lynda for their professionalism and courtesy
Tracey
Much gratitude and many thanks for the advice, hand holding, humour and lovely hamper!!!! Your service is exceptional 😊